Net Worth Calculator
List what you own and what you owe to find your net worth. Track it once a quarter to see real progress.
Assets (what you own)
Liabilities (what you owe)
Total assets$0
Total liabilities$0
Net worth$0
Why net worth is the number that matters
Net worth is everything you own minus everything you owe. It is the single clearest measure of financial health — more honest than income, because it captures what you actually keep. Income tells you how fast water flows into the bucket; net worth tells you how full the bucket is.
Don't obsess over the monthly figure. Track it once a quarter and watch the trend over years. A rising net worth means your assets are compounding faster than your debts — which is exactly what investing in quality businesses over time is designed to do. Fund the "investments" line with your savings budget and grow it with the Five Criteria.