Retirement Calculator

Estimate how large your retirement pot could grow, and the annual income it might support.

Pot at retirement$0
Est. annual income$0
Total contributed$0

How this projection works

The calculator grows your current savings plus monthly contributions at your expected return until retirement, then applies a withdrawal rate to estimate sustainable annual income. The classic "4% rule" is a common starting point, but it is a guideline, not a guarantee.

Returns are not smooth in reality. Stress-test your plan with our withdrawal rate calculator and read survival first: the math of staying in the game.