Savings Goal Calculator

Enter your target, current savings, timeframe and expected return to find the monthly contribution you need.

Savings goal ($)

Current savings ($)

Years to reach it

Expected annual return (%)

Monthly contribution needed$0

Total you'll contribute$0

Growth from returns$0

How to use this

This calculator solves for the monthly contribution that grows your current savings to your target, assuming a steady annual return compounded monthly. Lower the expected return to be conservative — markets do not deliver smooth returns, so build in a margin.

For a realistic view of long-run returns, read why investing is a necessity.